But Hillier performs the next, a whole lot more head test of your historical proof, to ascertain and therefore areas in fact gotten HOLC otherwise FHA fund, as the genuine financing activities amount over said objectives. Getting an example off Philadelphia mortgage documents away from 1940 so you’re able to 1960, she matched the home target to this lady digital map and you will submitted the kind and you may interest. That it selecting demands the standard redlining thesis by the citing that HOLC has actually two stories, which are some inconsistent. Similarly, Hillier notices, HOLC authored defense maps in which competition was applied so you’re able to signify race profile. However, likewise, HOLC given assist with a million homeowners, across race and you may ethnicity, who had been desperate to help save their houses, including of numerous in order to African-Us citizens and you may immigrants throughout the low-ranked red parts. Continue reading Surprisingly, HOLC actually produced the great majority of its finance to lessen-degrees components →